Each asset has its own different characteristics and it performs as per market conditions. As investing in a single asset may not be suitable to different market cycles, therefore, to achieve a financial goal one needs to have a multi-asset diversified portfolio.
However, it may be very difficult for an investor to decide an appropriate allocation towards a wide array of assets & to eliminate this problem of trying timing the markets. PMS as an instrument/service enables to have the professional way to manage the investment portfolio devoid of any emotional bias and in a professional manner, that too by specialists.
While we have been bombarded by various PMS schemes boasting great returns on the backdrop of the post-pandemic rally in equities; however, what is the correct way to decide which one to choose?
To answer all these queries and to explore a broad array of the multi assets based PMS, INDIAN INVESTORS FEDERATION has enabled key specialists to converge on this platform.
To focus more on Multi-asset PMS and how it will benefit investors, we have Mr. Dhawal Kapadia (Director, Managed Portfolios, Morningstar Investment Adviser India) https://www.morningstar.com presenting his insights on PMS investing.
With Risk to Return at its historical levels, the moot question arises how to manage risks in PMS, because the minimum investment amount required is INR 50 Lakhs, and that is really a very big chunk.
While traditionally debt and gold have been playing the balancing role, but all PMSs do not have debt in them as a component. Therefore, in this exclusive session, we have Ms. Lakshmi Iyer ( CIO-Fixed income & head products- Kotak Mutual Fund) shedding some light on this and guiding you with some thumb rules.